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Blog · Exemptions · 2026-08-02 · 2 min read

Exemptions for veterans with disabilities

Tiered by service-connected disability rating, and at the top tier the property can be fully exempt.

Illinois provides a standard homestead exemption for veterans with service-connected disabilities, scaled to the disability rating.

How the tiers work

The reduction in equalized assessed value increases with the rating, and at the highest rating the residence may be entirely exempt from property tax. The bands are set by statute — the Supervisor of Assessments or the county Veterans Assistance Commission will confirm the current thresholds.

Who qualifies

A veteran with a service-connected disability certified by the U.S. Department of Veterans Affairs, who owns and occupies the property as their principal residence. Surviving spouses may continue to qualify in defined circumstances.

What you need

The VA disability award letter stating the rating, proof of ownership and occupancy. Ratings change, and an increased rating can move you to a larger exemption — but only if you tell the county.

Related exemptions

There is a separate exemption for veterans returning from active duty in an armed conflict, and a separate one for homes specially adapted for a veteran with disabilities. They are distinct applications.

Worth saying plainly

This is among the largest reductions available anywhere in the system and is regularly unclaimed for years. If you or a family member is a rated veteran, check.

This is general information about how Illinois assessments and appeals work. It is not legal advice, not an appraisal, and not a prediction about your case. Deadlines and rules differ by county — check yours with your Board of Review.

Check your own assessment free →

More on Exemptions

The general homestead exemption, and how it goes missing The one nearly every Illinois owner-occupier gets — and the one that quietly falls off after a title change.The senior citizens homestead exemption An additional reduction for owner-occupiers aged 65 or over. Some counties renew it automatically; some do not.The senior assessment freeze: what it does and does not freeze It freezes the assessed value, not the tax bill. People are surprised by that every year.The home improvement exemption: renovate without an immediate tax rise Up to a statutory limit of added value is exempt for four years. Most people never claim it.

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